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November 27, 2005


Brad Spangler

Just to clarify, the long term goal would be the more admirable goal in my own personal opinion.


For the record, there are no fees if a person pays off their credit card account in full every month, obeys the card agreement and does not make purchases over seas.

Lastly we make most of our money off the transactions that are made at stores. We charge the merchant bank x amount of percent to for the transaction.


You might enjoy the discussion I opened on my Xanga. Very apologetics WITHIN the church.

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